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Families and federal employees

• Private plans that only federal employees can join
• Life, disability and critical illness insurance
• Annuities for retirement income
• A free review of all your federal benefits

Latest articles

• Prepare for a federal benefits conversation
• Retirement income and beneficiary checklist
• Long-term care and family caregiving questions
• Life insurance policy review checklist
• Federal retirement health benefit transitions
• Deferred versus postponed FERS retirement
• Annuity liquidity and income questions
• VSIP repayment and return-to-work records
• VERA early retirement authorization checklist
• USERRA service and retirement deposits
• TSP divorce court-order record check
• Supplemental renewal and family records
• Supplemental benefits and health plan costs
• Spouses with different retirement dates
• Social Security earnings test while working
• Social Security tax statement questions
• Social Security survivor benefit timing
• Social Security spousal benefits: what to compare
• Social Security benefits after divorce
• Social Security at 62, full retirement age or 70?
• Social Security application and first payment
• Social Security and retirement scam check
• Sequence-of-returns withdrawal example
• Self-employment after federal retirement
• Self-employed disability and overhead
• Retirement housing and mortgage protection
• Retirement dependent family support plan
• Retirement budget and bill calendar
• Retirement and leave service dates
• Reserve technician retirement record check
• Qualified and nonqualified annuity tax records
• Primary and contingent beneficiary records
• Phased federal retirement and mentoring
• Part-time federal service proration records
• Own and any occupation: disability review
• OWCP and federal retirement coordination
• Original Medicare or Medicare Advantage?
• OPM retirement reconsideration and appeal
• OPM interim pay and deduction records
• NAF and civil service retirement portability
• Multi-year annuity guarantees and renewal
• Moving states in retirement checklist
• Minor beneficiaries and trust questions
• Military retired pay and civilian retirement
• Medigap enrollment and switching rights
• Medicare Savings Programs and Extra Help
• Medicare Parts A and B: coverage and costs
• Medicare Part D and creditable coverage
• Who pays for long-term care?
• Medicare IRMAA after retirement
• Medicare enrollment: dates and coverage starts
• Medicare coverage notices and appeals
• Long-term care and skilled care records
• Long-term care triggers and claim records
• Care benefit periods and inflation
• Living benefits and critical illness riders
• Policy ownership and assignment records
• Life policy guarantees and in-force review
• Contestability and exclusion review
• Life policy delivery and free-look checklist
• Law enforcement and firefighter retirement
• Index annuity crediting terms worksheet
• Immediate and deferred income start dates
• Hospital admission and observation benefits
• Health coverage before Medicare age
• Foreign Service retirement system record check
• Fixed, indexed and variable annuity review
• First-year retirement payment review
• Final expense and funeral records
• FERS, SSDI and private disability benefits
• FERS refunds and redeposit records
• FERS minimum retirement age and service check
• FERS civilian deposit and nondeduction service
• FERS and CSRS COLA notice review
• FERCCA retirement coverage correction records
• Federal survivor claim routing checklist
• Federal leave and income protection
• Federal retirement lump-sum credit questions
• Federal retirement five-year to final-year plan
• Federal retirement application and ORA handoff
• FLTCIP application status and policy review
• Federal insurable-interest survivor elections
• Federal high-3 pay record check
• Federal benefits education and advice
• Federal association life coverage comparison
• Federal annuity 1099-R record check
• Employer and individual disability review
• Disability waiting and benefit timelines
• Disability offsets and tax records
• Disability claim and appeal records
• CSRS survivor election cost checklist
• CSRS Offset and Social Security records
• CSRS maximum annuity and sick leave
• CSRS general annuity formula records
• Critical illness definitions and triggers
• COBRA, retiree coverage and Medicare
• Cash value, policy loans and withdrawals
• Caregiver and hybrid coverage records
• Cancer insurance comparison worksheet
• Business life and key-person questions
• Blended-family beneficiary record review
• Annuity surrender and liquidity review
• Annuity rollovers and 1035 exchange records
• Annuity RMD and payment records
• Annuity purchase and best-interest records
• Annuity owners and beneficiary continuation
• Annuity market value adjustment records
• Life and period-certain annuity payouts
• Annuity insurer strength and deposit protection
• Annuity inflation and guarantee questions
• Income benefit base versus cash value
• Annuity delivery, free-look and replacement
• Annuity bonus and vesting questions
• Air traffic controller retirement records
• Accident and health insurance coordination
• Working past 65: Medicare timing
• Unused sick and annual leave at retirement
• TSP-to-IRA rollover decision worksheet
• TSP RMD and tax-withholding checkpoints
• TSP retirement withdrawals and installments
• TSP pay-period contributions and catch-up
• TSP loans when leaving federal service
• TSP fund, fee and performance review
• TSP fraud and adviser verification checklist
• TSP early-distribution exception questions
• TSP beneficiaries and inherited accounts
• TSP annuity versus account withdrawals
• TSP age-based and hardship withdrawals
• Traditional, Roth TSP and conversion questions
• Social Security Fairness Act: WEP and GPO repeal
• Returning to federal work after retirement
• PSHB Medicare and family exceptions
• FSA and HSA retirement record check
• FERS military service deposit checklist
• FERS annuity supplement and earnings checklist
• FEHB temporary continuation after separation
• FEHB suspension, cancellation and TRICARE
• FEHB spouse and survivor coverage checklist
• FEHB retirement eligibility record check
• FEHB plan and family enrollment comparison
• FEGLI retirement reduction timeline
• FEGLI living benefits and assignment
• FEGLI life-event and beneficiary record audit
• FEGLI election record comparison worksheet
• FEGLI after leaving or unpaid service
• FEDVIP retirement dental and vision review
• Federal retirement and divorce checklist
• Federal retiree health coverage overseas
• Comparing FEGLI and individual life quotes
• Civilian and uniformed-services TSP questions
• FERS survivor benefits: what your spouse receives
• New federal employee life insurance checklist
• The Thrift Savings Plan (TSP), explained
• Planning time off for surgery or a new baby
• FEHB and Medicare at 65: do you need Part B?
• How much disability insurance do you need?
• When is the next FEGLI open season?
• Insurance options for federal employees: a guide
• A retirement checklist for federal employees
• Disability insurance for federal employees
• FEGLI premiums: what coverage costs at each age
• Life insurance after 50: what still matters
• Qualified vs non-qualified retirement money
• PSHB for postal employees: what to know in 2026
• Life insurance for dual-income families
• How FEGLI works: a plain-English overview
• How critical illness insurance can help
• Federal Benefits Open Season 2026 checklist
• Guaranteed-issue life insurance: pros and cons
• Keeping FEGLI life insurance after you retire
• Adding FEGLI after a marriage or a new baby
• FEGLI designation of beneficiary: SF 2823 guide
• Retirement planning: 6 things to get right
• 6 myths about federal benefits in retirement
• Federal employee insurance: 6 common questions

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