Disability Insurance

In the event you are unable to perform your job duty due to a personal or work-related illness, injury, or disability (including maternity), Premier Protection provides federal and postal employees with an income replacement program designed to allow you to focus on your recuperation.

  • Guaranteed Issued
  • Protects Up to 60% of Gross Monthly Income
  • Up to $3,000 in coverage for Federal Employees Guaranteed
  • Up to $2,000 in coverage for Postal Employees Guaranteed
  • Coverage available up to $5,000 if qualified
  • Covered for personal or work-related illness, injury, or disability (including maternity)
  • 12 months of Monthly Benefits per incident
  • 14 and 30 Day Elimination Period Available
  • Use in addition with your sick leave
  • Payroll Deductions

Disability Bi-Weekly Rate Charts

Federal Employees

Month Benefit
14 Day Elimination
30 Day Elimination
$600 $15.59 $13.76
$700 $18.19 $16.06
$800 $20.79 $18.35
$900 $23.39 $20.64
$1,000 $25.98 $22.94
$1,100 $28.58 $25.23
$1,200 $31.18 $27.53
$1,300 $33.78 $29.82
$1,400 $36.38 $32.11
$1,500 $38.98 $34.41
$1,600 $41.58 $36.70
$1,700 $44.17 $39.00
$1,800 $46.77 $41.29
$1,900 $49.37 $43.58
$2,000 $51.97 $45.88
$2,100 $54.57 $48.17
$2,200 $57.17 $50.46
$2,300 $59.76 $52.76
$2,400 $62.36 $55.05
$2,500 $64.96 $57.35
$2,600 $67.56 $59.64
$2,700 $70.16 $61.93
$2,800 $72.76 $64.23
$2,900 $75.36 $66.52
$3,000 $77.95 $68.82

Postal Employees

Month Benefit
14 Day Elimination
30 Day Elimination
$600.00 $22.13 $17.42
$700.00 $25.81 $20.32
$800.00 $29.50 $23.22
$900.00 $33.19 $26.13
$1,000.00 $36.88 $29.03
$1,100.00 $40.56 $31.93
$1,200.00 $44.25 $34.84
$1,300.00 $47.94 $37.74
$1,400.00 $51.63 $40.64
$1,500.00 $55.32 $43.55
$1,600.00 $59.00 $46.45
$1,700.00 $62.69 $49.35
$1,800.00 $66.38 $52.26
$1,900.00 $70.07 $55.16
$2,000.00 $73.75 $58.06

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