Disability Insurance

In the event you are unable to perform your job duty due to a personal or work-related illness, injury, or disability (including maternity), Premier Protection provides federal and postal employees with an income replacement program designed to allow you to focus on your recuperation.

  • Guaranteed Issued
  • Protects Up to 60% of Gross Monthly Income
  • Up to $3,000 in coverage for Federal Employees Guaranteed
  • Up to $2,000 in coverage for Postal Employees Guaranteed
  • Coverage available up to $5,000 if qualified
  • Covered for personal or work-related illness, injury, or disability (including maternity)
  • 12 months of Monthly Benefits per incident
  • 14 and 30 Day Elimination Period Available
  • Use in addition with your sick leave
  • Payroll Deductions

Online Application

Enroll

Disability Bi-Weekly Rate Charts

Federal Employees

Month Benefit
14 Day Elimination
$600 $13.55
$700 $15.81
$800 $18.07
$900 $20.33
$1,000 $22.59
$1,100 $24.85
$1,200 $27.11
$1,300 $29.37
$1,400 $31.63
$1,500 $33.89
$1,600 $36.14
$1,700 $38.40
$1,800 $40.66
$1,900 $42.92
$2,000 $45.18
$2,100 $47.44
$2,200 $49.70
$2,300 $51.96
$2,400 $54.22
$2,500 $56.48
$2,600 $58.73
$2,700 $60.99
$2,800 $63.25
$2,900 $65.51
$3,000 $67.77

Postal Employees

Month Benefit
14 Day Elimination
$600 $15.38
$700 $17.94
$800 $20.50
$900 $23.06
$1,000 $25.62
$1,100 $28.18
$1,200 $30.74
$1,300 $33.30
$1,400 $35.86
$1,500 $38.44
$1,600 $41.00
$1,700 $43.56
$1,800 $46.12
$1,900 $48.68
$2,000 $51.24
$2,100 $53.80
$2,200 $56.36
$2,300 $58.92
$2,400 $61.48
$2,500 $64.04
$2,600 $66.60
$2,700 $69.16
$2,800 $71.74
$2,900 $74.30
$3,000 $76.86

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