Planning for a smooth retirement should begin decades in advance so that you can embed financial goals into your long-term strategy. Many Americans, however, face enormous economic challenges, including saving for retirement. Here are six important points to consider while optimizing your retirement planning and saving strategy. Women and Black and Hispanic Workers Are More Susceptible to Experiencing Financial Insecurity
Retirement planning is the process of figuring out your retirement goals and the decisions and steps necessary to attain those goals. Planning for retirement should be a life-long process. Ideally, it would be best if you started as you get your first paycheck. However, starting your retirement planning at the earliest time possible is the best way to ensure a