Most Americans underestimate their need for federal disability insurance, assuming illness or an accident can never happen to them. Here are essential points about disability insurance that are widely misunderstood. Why Disability Insurance Should be More Common? One of the reasons why many young people don’t think they’ll need federal disability insurance is because they believe they won’t get into
A TSP (Thrift Savings Plan) is a retirement investment plan exclusively available to federal government employees and members of the U.S. uniformed services. This defined-contribution plan provides federal employees many of the benefits private-sector employees enjoy. A Thrift Savings Plan is similar to a 401(k) plan in many ways. However, TSP investment options carry some degree of risk ranging from